This Privacy Addendum for California Residents ("Notice") supplements our Privacy Policy and applies solely to visitors, users, and others who reside in the State of California ("consumers" or "you"). We adopt this Notice to comply with the California Consumer Privacy Act of 2018 ("CCPA") and other California privacy laws. Terms defined in the CCPA have the same meaning here.
To provide you with a quote, we first collect certain information — typically your name, email address, phone number, and zip code. Generally, this is information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or device ("personal information"). We only collect, use, and share your personal information where we have an appropriate legal basis to do so.
In the preceding twelve (12) months, we have collected the following categories of personal information, as defined by the CCPA:
| Category | Examples | Collected |
|---|---|---|
| Identifiers | Name, postal address, unique personal identifier, IP address, email address, account name. | Yes |
| California Customer Records (Cal. Civ. Code § 1798.80(e)) | Name, address, telephone number, insurance policy number, medical or health insurance information. | Yes |
| Protected classifications | Age, sex/gender, marital status, and similar characteristics protected under California or federal law. | Yes |
| Commercial information | Records of products or services considered or purchased. | No |
| Biometric information | Fingerprints, voiceprints, and similar identifiers. | No |
| Internet or network activity | Browsing history, search history, interaction with our website. | No |
| Geolocation data | Physical location or movements. | No |
| Professional/employment information | Job history or performance evaluations. | No |
| Inferences from other information | Profile reflecting preferences or characteristics. | No |
Personal information does not include: publicly available information from government records; de-identified or aggregated consumer information; or information excluded from the CCPA's scope, such as health information covered by HIPAA or information covered by sector-specific laws like the Fair Credit Reporting Act or Gramm-Leach-Bliley Act.
We obtain this information directly from you (for example, through our website), indirectly through the course of providing our services, and through your activity on our website.
We may use or disclose the personal information we collect to:
We will not collect additional categories of personal information or use the information we collect for materially different, unrelated, or incompatible purposes without providing you notice.
We may disclose your personal information to a third party for a business purpose under a contract that requires the recipient to keep it confidential and use it only to perform that contract. In the preceding 12 months, we have disclosed Identifiers, California Customer Records information, Protected classification characteristics, and Internet/network activity for a business purpose — to our business affiliates, third-party service providers, and other parties you or your agents authorize.
You may request that we disclose the categories and specific pieces of personal information we've collected about you, the sources of that information, our purpose for collecting it, and the categories of third parties we share it with.
You may request that we delete personal information we've collected from you, subject to certain exceptions — for example, where we need the information to complete a transaction, detect security incidents, or comply with a legal obligation.
California residents have the right to opt out of the sale of their personal information. This right is subject to certain exemptions, such as for de-identified/aggregated information or information shared with service providers to perform business functions for us.
To exercise any of these rights, you or your authorized agent may contact us or call (888) 711-1284. Only you, or someone legally authorized to act on your behalf, may make a verifiable request; we may need to verify your identity before processing certain requests. You may make an access or data-portability request up to twice within a 12-month period. There is no charge for making a privacy-related request.
We aim to respond to a verifiable consumer request within 45 days of receipt. If we need more time (up to 90 days), we will let you know the reason and extension period in writing. Disclosures cover only the 12-month period preceding the request.
We will not discriminate against you for exercising your CCPA rights — we will not deny you goods or services, charge different prices, or provide a different level or quality of service because you exercised these rights.
We reserve the right to amend this Notice at our discretion and at any time. When we make changes, we will notify you by posting an updated notice on this website.
If you have questions or comments about this Notice, our Privacy Policy, or wish to exercise your rights under California law, please contact us or call (888) 711-1284.