Terms of Service

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These Terms and Conditions ("Terms") are a legal agreement between you, the user, and America's Health Center (the owner and operator of this website), and are a condition of your use of this website and your submission of inquiries and requests for information. By clicking "Submit" or a similar button on an online inquiry or request form, you agree to be bound by these Terms and provide your electronic signature to them. If you do not agree to these Terms, you may not use this service or submit online forms or requests for information.

This agreement provides that disputes between you and us will be resolved by binding arbitration. You give up your right to go to court to assert or defend your rights or to participate in or bring class actions. Your rights will be determined by neutral arbitrators, not a judge or jury.

America's Health Center is a free service — we do not charge you a fee for our services. We use the information you submit so that products or services that may respond to your inquiry can be considered by a licensed agent. Please review our Privacy Policy, which is part of these Terms. By submitting an inquiry, you consent to being contacted by phone (including cell phone), mail, or text message at the phone number(s) and address(es) you provide, even if you are on the national Do Not Call list or a similar state list.

Warranty & Liability Disclaimer

We provide this service "as-is" without warranty. America's Health Center disclaims any warranty of any kind, whether express or implied, relating to this website, our services, or any information, products, and services provided, submitted, or shared in connection with your use of this website, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement.

To the fullest extent permitted by law, America's Health Center and its affiliates, members, officers, and directors are not liable to you for any direct, indirect, incidental, special, or consequential damages arising out of or connected with this website or its use, whether from breach of contract, negligence, strict liability, or otherwise, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of implied warranties, so this exclusion may not apply to you.

Consent to Arbitrate

Except where prohibited by law, you and we agree that all claims, disputes, or controversies arising out of or relating to the use of this website, our services, or any consents you have provided, shall be finally and exclusively settled by binding arbitration, governed by the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association (AAA) and administered by the AAA.

The arbitration will take place in Palm Beach County, Florida, but may proceed telephonically if the total claim does not exceed $2,500 (at the claimant's choice). The arbitrator will be selected under AAA rules or as otherwise mutually agreed. A judgment on the arbitrator's award may be entered in any court of competent jurisdiction. Arbitration under these Terms will not be joined or consolidated with an arbitration involving any other party, whether through class arbitration proceedings or otherwise.

You are entitled to a fair hearing, and arbitration procedures are simpler and more limited than court rules. Arbitrator decisions are enforceable like any court order and subject to limited review by a court. By using our website or services and submitting online requests or forms, you consent to these terms.

Changes to These Terms

We may modify or terminate this website, our services, or our online forms at any time in our sole discretion. We may modify these Terms at any time and will post revised or updated Terms on this website. Your continued use of the website or submission of online forms after such changes means you agree to the revised Terms. All waivers of any part of these Terms must be in writing and signed.

These Terms are governed by the laws of the State of Delaware, excluding its conflict-of-laws principles. If any part of this agreement is found invalid or unenforceable, the remainder will continue in effect, with the invalid provision replaced by one that most closely matches its original intent. A printed version of these Terms and of any notice given electronically will be admissible in judicial or administrative proceedings to the same extent as other business records originally generated and maintained in printed form. America's Health Center is operating under a licensed insurance brokerage and does not endorse or recommend the products or services of any particular third party.

SMS / Text Message Terms

  1. When you opt in to our service, we will send you a text message to confirm your signup for America's Health Center notifications and alerts.
  2. You can cancel the SMS service at any time by texting "STOP." After you send "STOP," we will send a confirmation that you've been unsubscribed, and you will no longer receive messages from us. To rejoin, sign up again as you did the first time.
  3. If you forget which keywords are supported, text "HELP" for instructions on how to use our service and how to unsubscribe.
  4. We can deliver messages to major carriers (AT&T, Verizon Wireless, T-Mobile, and others) as well as a range of regional and minor carriers. Carriers are not liable for delayed or undelivered messages.
  5. Message and data rates may apply. If you have questions about your text or data plan, contact your wireless provider. For questions about our SMS service, please contact us. For privacy questions, see our Privacy Policy.